First off, make pancakes. I just used a simple box mix because I haven't made pancakes from complete scratch yet.
This is what made things special. I bought these once on a whim and we haven't looked back since. They are a bit on the pricey side, but they are super sweet and last forever and ever, so they are worth it.
I made the pancakes, then started layering them with a bit of these spreads, alternating between the white chocolate peanut butter and the dark chocolate.